Floods are the most common natural disaster in the United States. Flooding typically occurs when rain falls over several days, when heavy rain falls over a short period, or when ice or debris collects in one area and causes a river or stream to overflow onto the surrounding area. Flooding can also result from the failure of a water control structure, such as a levee or dam. The most common cause of flooding is water due to rain and/or snowmelt that accumulates faster than soils can absorb it or rivers can carry it away. Flooding can cause many issues that impact your ability to maintain and operate your business or help those who rely on your business during a flood.